this post was submitted on 05 Dec 2024
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Showerthoughts

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A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. The most popular seem to be lighthearted, clever little truths, hidden in daily life.

Here are some examples to inspire your own showerthoughts: 1

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The assassination of United Healthcare's CEO is a real life trolley problem, and a select few are trying to argue to save all lives while the train is going to kill the masses. (lemmy.world)
submitted 1 month ago* (last edited 1 month ago) by moral_quandary@lemmy.world to c/showerthoughts@lemmy.world
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It appears that in every thread about this event there is someone calling everyone else in the thread sick and twisted for not proclaiming that all lives are sacred and being for the death of one individual.

It really is a real life trolley problem because those individuals are not seeing the deaths caused by the insurance industry and not realizing that sitting back and doing nothing (i.e. not pulling the lever on the train track switch) doesn't save lives...people are going to continue to die if nothing is done.

Taking a moral high ground and stating that all lives matter is still going to costs lives and instead of it being a few CEOs it will be thousands.

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[–] EldritchFeminity@lemmy.blahaj.zone 9 points 1 month ago

Somebody posted a graph of the stats in another thread, and there was a great follow-up by somebody who had worked in claims at another company about just how bad those stats really were.

The national average for denied claims is 16%. UHC denies 39% of claims. The real kicker here, as they pointed out, is that this is after appeals. They worked at some branch of Blue Cross, which sits at 17% of claims, and said how most claims that are appealed are approved and that the vast majority of those that are denied are things like chiropractors putting in claims for procedures that end up being malpractice or stuff where the paperwork was wrong. Basically, if you get something denied by insurance, you're almost guaranteed to get it approved after an appeal. They said that for UHC to hit the numbers that they do, they would effectively have to deny almost every claim that they get that isn't a routine medical visit like an annual physical.