No you're not lol, it means nothing on the internet cuz everyone knows nobody is going to pay up, nor go thru the hassle of pay, you can just block the person or make a new account, and there is nothing binding other then "let's bet bro". Its literally meaningless, and you can say all you want you'd totally fall through but that also means nothing. It's better just not being said even if you are 100% confident.