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Custom ROMs have had just about enough of being Android's second-class citizens
(www.androidauthority.com)
This is a most excellent place for technology news and articles.
Culprit is: I need the phones app as second factor to log in to the web interface.
Yep been seeing more of that. Will just refuse to use it on my phone.
It's been clear for at least 10 years that apps are about data harvesting not making something more useful or easier to use or more universal than a mobile website.
AFAIK that's the way it has to be done in the EU...
I'd just leave for a different bank at that point, although I get that it's not always practical.
Graphene os + a work profile + sandboxed play services allows you to have some baking apps. Ive got 3 and they all work without a hitch.