Term life is cheaper than whole life, and generally a much much better deal long term. What this person is proposing is car insurance that works like whole life insurance.
this post was submitted on 06 Oct 2025
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Annnnnd when you do get into an accident, they will increase your premium next year. They cannot loose either way
I have never had a claim my entire life. I'm pretty sure that I've paid more in car insurance than for the fucking car itself. But I'm happy to socialize the cost of some SUV lunatic that does millions in damage while looking at the phone.