Put it in the bank and live every day like the day before!
this post was submitted on 16 Aug 2026
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Yup. Wife made us invest 64k this year. That's half a dozen pinball machines I could have had!
*index fund
$50k is a weird amount.
If you're currently financially in crisis, it will probably save your life. But if you're doing okay, it probably won't change your life much. And if you're even mildly rich, like six figure salary, you might not even notice.
I'd probably just put it in vanguard or a high yield savings, in preparation for bigger expenses that are probably coming (eg: moving, unemployment)
I'm doing ok but 50k would let me put a down payment on a house which would still be life changing.
You're making me grapple with how expensive housing is here. A down payment for a two bedroom apartment in Brooklyn is going to be like $100-200k.
It's fine, I tell myself. I can walk to everything I need and take transit to everything else.
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And if you're even mildly rich, like six figure salary, you might not even notice.
All depends on where in that range.
Low end? That’s like half a years salary and would absolutely make a difference.
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I had that happen in January, I built my own bookstore.
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Not work a day in my life. My country is so poor that's enough to sustain me for 50 years.
imma move to this dude's country and stop working.
Where am I moving to?
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Build a sauna. On a boat.
Ok, I guess I don't really need 50k. Give it to someone else.
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I'd buy two sticks of RAM. I know I'll have to use some of my own money but I think it'll be worth it.
Fun: new car, some kind of spicy electric thing.
Boring: Pay off mortgage. I died a little just typing that.
Having paid off the mortage has it's monthly benefits, or so I have heard
Yeah, works out to around $250 per month saved interest.
But which would you rather, $250 per month or a pair of jetskis?
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I could just show you better than I could explain it. I’ll dm you my Venmo.
I'd try to work out what the scam is as I work in sterling or euros usually.
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Vanguard ESGV is a decent investment. It's like the S&P 500 but with less guns and war.
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Put it in the investment account. (I do want to retire some day.)
buy some land up north far away from civilization and build a nice quiet piece of paradise to run to.
fuck this planet. I want to crawl into the deepest darkest hole and disappear forever.
10% to charity immediately. A brand new set of harddisks for my home server. For my son and my daughter each a nice vacation with their dear ones. Jewellery for my dear wife. A party night for 6-10 friends. The rest goes into savings.
I’d probably go to a really much bougie rehab. I’m not addicted to anything but I feel like I won’t get a whole month off work otherwise.
I always answer these in case OP is loaded and wants to give someone 50k because they are bored.
Unfortunately i am quite poor but i was curious, and apparently most people here don't really need that amount but tbf in my country 237$ is enough to save someone like me so it's economic matter
Pay off my car or put it into my mortgage and live like I didn't get 40k. The remaining 10k I would split among my 3 kids. They deserve something nice.
Straight into the investment account. It's not nothing but I'm not strapped for cash, and 50K USD alone can't do much where I live...
Turn my basement into properly approved living space, increasing the value of my house by roughly 33%. Then it's time to renegotiate my mortgage rate.
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Pay off debt.
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