this post was submitted on 08 Sep 2026
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Single income, we share all expenses as far as laws allow. However, due to gift tax laws in my country, I cannot give money to my spouse without declaring it as a gift and paying taxes on it. For example, we couldn't jointly apply for a mortgage together if she wasn't paying 50% into it. (Technically, we could, but then I would owe gift tax on the proportional amount of ownership "gifted" to her.) So the mortgage is solely in my name. If we divorced, she would get half of it anyway, so it doesn't really matter in the end.
We decided that when she finds a job, I'll pay for our shared expenses from my salary, and she will buy things in her name to bring her assets closer to 50/50.