this post was submitted on 08 Sep 2026
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looking for some perspective. I've been sharing a home with a partner for a while and we split our shared expenses proportionally to our share of the household income, based on gross income (i.e. I make 60% and pay 60% (at least, often more) of what we've agreed are the shared expenses). we then do our best to evenly split household chores and tasks as we choose.

another option could be to structure contributions such that we have equal personal money after making our shared contributions.

I'd think it would be simple to determine what a "fair share is" but in practice it's not, plus I'm facing criticism for my focus on "fairness" itself in this sort of exchange.

how do you do things? is it working for you?

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Single income, we share all expenses as far as laws allow. However, due to gift tax laws in my country, I cannot give money to my spouse without declaring it as a gift and paying taxes on it. For example, we couldn't jointly apply for a mortgage together if she wasn't paying 50% into it. (Technically, we could, but then I would owe gift tax on the proportional amount of ownership "gifted" to her.) So the mortgage is solely in my name. If we divorced, she would get half of it anyway, so it doesn't really matter in the end.

We decided that when she finds a job, I'll pay for our shared expenses from my salary, and she will buy things in her name to bring her assets closer to 50/50.