this post was submitted on 27 Apr 2026
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Car finance. It’s so prevalent, I think I’m literally the only one on our road that doesn’t drive a 1 year old, brand newly financed car. Literally everyone is like “but it’s only $499/month and I can just hand it back when I want a new one”. Well shit, yes, but try tallying up what you’ve paid for running all these new cars every three years.
Save up instead and continue saving after you bought the car. Then you can afford a different car later.
Take out a loan then, at least at the end of it you still have a car