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What do you use for keeping track of expenses and income (lemmy.today)

submitted 1 day ago by vurr@lemmy.today to c/personalfinance@lemmy.ml

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So I'm considering just using excel to keep track of all my expenses and income, but is there a better solution? What do you use to track how you spend money? I want something from which I can freely export the data if need be so excel is tempting.

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[–] Steve@communick.news 4 points 1 day ago* (last edited 1 day ago) (2 children)

I just watch my accounts.
"I over spent my income last month. Gotta cut back some this month to compensate." Or "I have a bunch extra in my checking account, I can splurge on that thing I've wanted."

[–] lurch@sh.itjust.works 1 points 23 hours ago

Me too. The app of my bank even has a graph per account. It helps keeping an eye on them.

But I also have virtual budgets in my head like "try to stay under 100€ per month for gaming and gambling" or "food for one person shouldn't exceed 50€ per day and usually be less than 5€ per meal"

[–] HubertManne@piefed.social 1 points 23 hours ago

this is basically me but its basically stay to a minimum and decide what we want to do if we are actually ahead.