this post was submitted on 27 Oct 2025
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30 million yen is about $200k. It's a lot, but not debt-proof a lot.
What standard is debt proof then? You could do absolutely nothing and pay off most mortgages in 3 years.
I guess technically no standard, since bad financial decisions can hurt anyone. But it's not like 200K a year puts you in the same galaxy of wealth as someone worth even tens of millions of dollars, much less a billionaire.
I'm not saying 200k is infinite money, but think of it in terms of the debt that people actually get into. Like, it's normally not even possible to get into a billion-dollar debt, or even close to one. You're not just going to stumble into $100,000,000 of gambling debt.
Sure, but if you're somewhat wealthy, a lover whom you're starry-eyed over might drag you down into debt with so-called "investment opportunities" that their cousin or something has, or things along those lines.
I'm not saying she didn't make a lot of money, I'm just saying the idea her being in debt because someone she loved conned her isn't completely insane.
5% annual interest on $4m is 200k
Yeah, that's how you get dragged into debt by your bf with 200k pa passive income.
10 times my yearly income, entirely as passive income, absolutely is a debt-proof "a lot" I would actually argue it is an incredibly staggering sum, especially when that's just from one song she recorded thirty years ago
I mean, yes, it's enough to afford a comfortable lifestyle without having to do any other work, and that's certainly incredible, but it's not so much that some stupid investment or spending decisions by someone you love can't seriously hurt you financially.
I guess I'm just too smart to even imagine how dumb people can be with their money 😔
You can be very dumb when you're in love.
I just think I'd struggle to think of things to spend all the money on, like, I only need so many drugs
I mean, I'm with you there, I don't think I'd spend extravagantly if I was fabulously wealthy, because how much shit do I need? But, like, Bill Belichick bought his young girlfriend around 8 million dollars in real estate. So people do things like that.