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Don’t ever hand your phone to the cops
(www.theverge.com)
This is a most excellent place for technology news and articles.
For iOS. You can just hold down the lock and volume up button and it will require your passcode. 5x lock works too but I feel the former is easier.
You can show your wallet with your phone locked. Settings > Face ID & Passcode > Allow access when locked > Wallet
For Android:
Now when you hold your power button, you get a "lockdown" option that disables biometrics and forces you to enter your passcode for the next unlock.
Particularly useful for me, as I have my phone set up to always be unlocked if my watch is close enough (maybe stupid of me), but I can force lock it at any time.
Also relevant:
Yo! Where was this when my nephew was small and wanted to play Angry Birds on my phone lol